Built for Kenya. Designed for Africa.

Your money,
all in one place.

Track expenses, plan budgets, manage assets, investments, debts and goals — and soon, just chat with your money on WhatsApp. No spreadsheets. No stress.

Join the waitlist See how it works

Bank-grade security · M-Pesa friendly · KSh by default

Net worth

KSh 1,248,300

+KSh 38,200 this month

April

Income

KSh 142,000

Spent

KSh 87,540

Top categories

Rent & utilitiesKSh 32,000

Food & groceriesKSh 18,400

TransportKSh 9,200

Loan repaymentKSh 12,500

One app. The full picture.

Everything your money does — finally talking to each other.

No more 7 apps and 3 notebooks. Fnsoko Buddy connects every shilling so you can make calmer, smarter decisions.

Expense tracking

Log spending in seconds. Categorize automatically. See exactly where your KSh is going.

Smart budgets

Set monthly limits per category. Get gentle nudges before you blow the budget.

Assets

Track land, sacco shares, vehicles and savings — your full net worth in one view.

Investments

MMFs, T-bills, stocks, crypto. Watch your portfolio grow without juggling apps.

Debts

Loans, mobile credit, family IOUs. Plan payoffs and stop the silent bleed.

Goals

Holiday, deposit, school fees. Funded automatically from your spare cash.

Your dashboard

Calm, clear, and made for KSh.

See your net worth, monthly cashflow, top categories and goals at a glance — with currency formatting and tabular numbers that actually line up.

Coming soon

Just text your money on WhatsApp.

Skip the app. Log expenses, check balances, set goals and get smart nudges — all in the chat you already use every day. Yes, even Sheng.

"Spent 450 on lunch" → categorized and saved
"How much did I spend on transport this month?"
Weekly summary every Sunday morning

Fnsoko Buddy

online

Spent 450 on lunch at Mama Oliech

Got it 👍 KSh 450 logged under Food. You're at 62% of your food budget for April.

How much have I saved this month?

You've put away KSh 24,500 — that's 17% of your income. Sare sare bro 🚀

Quick answers

Is my financial data safe?+

Yes. Your data is encrypted in transit and at rest, and we never sell it. You stay in control — export or delete anytime.

Does it work with M-Pesa?+

Fnsoko Buddy is built around the way Kenyans actually use money. M-Pesa-friendly logging today, deeper integrations on the roadmap.

Do I have to use WhatsApp?+

No. The web and mobile app are the core. WhatsApp is an extra channel for people who want to track money without opening another app.

Is it free?+

Core tracking, budgeting and goals will be free. Advanced investment and AI features will be part of an affordable Pro plan.

Be first in line.

Join the waitlist and we'll let you in as soon as your spot opens. No spam, ever.

Launching in Kenya first 🇰🇪 — more African markets coming.

Fnsoko Buddy — personal finance for Kenya

Your money,all in one place.